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personal finance toolkit
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Budget Planner : Correctly sums expenses and computes remaining income.
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Growing Annuity : Handles rate equality and uses the correct formula.
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Beta Estimator : Applies CAPM logic for beta calculation.
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Markup/Margin : Computes both metrics with valid input checks.
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Interest-Only Loan : Calculates monthly interest correctly.
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Rule of 100 : Provides age-based allocation.
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Drawdown : Measures percentage decline from peak.
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CAGR : Uses the standard formula.
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Gold Inflation : Compares price changes.
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